IBC Connection
IBC Connection combines a Negotiable Order of Withdrawal (N.O.W.) and Money Market account to take advantage of bonus rates on CDs. The N.O.W. account provides unlimited Bill Pay.
Personal IBC Connection Overview
-
- $100 Opening DepositEasy to get started by depositing a minimum of $100 in your account
- Maximize ROIMaximize your return on investment with additional 10 basis points on CDs
- RatesProvides competitive Money Market rates
- Unlimited Check WritingMaximum convenience with unlimited check writing on N.O.W. account
- Investable BalanceInterest is calculated using the investable balance
Account Requirements and Service Fees:- Maintain combined average daily balance of $7,500 or minimum combined daily balance of $5,000 to avoid service charge
- Must have a N.O.W. and Money Market account
- $15 service charge per month if minimum balance requirements are not met
- Variable rate of interest on N.O.W. account. Requires minimum daily balance of $1,500 to earn interest.
- Tiered variable rate on Money Market account. Requires a minimum daily balance of $5,000 to earn interest.
- Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (e.g. checks)
- Debits are any and all withdrawals made from this account, except for bank associated fees and/or service charges
- Fees are based on the combined daily balance for the current statement cycle, and are charged to the Connection N.O.W. account
- Per debit charge is $0.25 (first 15 checks on Money Market Account)
- Postage fee based on number of enclosures
-
IBC Bank Instant Issue Visa Debit Card
IBC ATM/Debit card on N.O.W. account can be used at any IBC ATM and over 30 million Visa locations worldwide.
FREE IBC Voice
Bank anytime and anywhere. Check your balance, make transfers, or order checks.
Online Banking
Bank from anywhere and anytime with 24/7 access to My IBC Bank Online with Bill Pay. Check your balance, make transfers, order, see your check images, and pay bills.